Keep your loan close to home with Mountain Pacific Bank. We’re not only your bank, we’re your neighbor.
Mortgage Loan Specialists
We offer mortgage expertise in your backyard. Contact our Loan Specialists in Everett or Burlington. They’re ready to help your homeownership dreams come true.
Purchase
We’re here to help.
Refinance
The time is right. Refinance today. See how much money you could save every month!
Build
You want the perfect home. Build it! We’re here to finance your dream home.
Home Equity Loans
Tap into your home's equity, again and again, to tackle projects big and small or just to weather a financial storm. Consider a Home Equity Loan!
Construction Loan Specialists
Tony Devery
Dave Gardner
Everett Office
3732 Broadway
Everett, WA 98201
NMLS# 1005124
Direct Line: 425-214-4824
dgardner@mp.bank
Marcus Duffy
Frank Jeretzky
Burlington Office
110 Cascade Mall Drive
Burlington, WA 98233
NMLS #579150
Purchase
Take the first step to buying a home: apply online for a home loan.
Since we’re here to help, we’ve got a list of items that will make this process simpler for you. Gathering this information will keep your application moving seamlessly:
- Your social security number.
- Pay stubs (previous 30 days, including year-to-date totals).
- Tax forms, including W2 and complete tax returns, for the last 2 years.
- If you’re self-employed, the most recent business tax returns for the past 2 years and the current year’s profit and loss statment.
- Statements:
- All bank statements for the last two months.
- All investment account statements for the last two months.
- Details about any personal loans, including statements.
- If you receive alimony or child support funds, provide a copy of the divorce decree (if applicable) and proof of income for the last three months.
- If you have a history of bankruptcy, please provide the discharge and schedule of debts.
- The purchase and sale agreement for the property to be purchased.
- The name and phone number of the homeowners insurance agent or property management company for condos.
- If you currently own real estate, please also provide your mortgage account statement, the home insurance policy, and home equity account information.
Please note that additional documents may be requested during the loan process.
If this feels overwhelming, give us a call! We’ll walk you through it.
Refinance
Refinancing is a great option for some homeowners. A few steps could get you a lower interest rate, a smaller monthly mortgage payment, make long-awaited home improvements, provide some cash, or perhaps all of these!
Contact us today to get the process started.
Build Your Dream
Building your dream home is the experience of a lifetime! Let us be your loan partner. We’ll help finance each decision along the way. We can help by providing you with experienced Construction Lenders, quick decisions, straightforward underwriting, timely draw processing, and fast closing.
Contact us today to get the process started.
Home Equity Loans
A Home Equity Loans uses the value of the home as collateral to finance life’s ups and downs. It’s helpful for bigger remodels or home improvement projects, but people also use them to finance weddings, consolidate debt, or to pay for college expenses.
Contact us today to get the process started.
Mountain Pacific Bank is FDIC Insured and an Equal Housing Opportunity Lender
NMLS#: 895781
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