Business Checking Account Features And Account Types
| ACCOUNT FEATURES | LOW-VOLUME CHECKING | BUSINESS CHECKING | ANALYSIS CHECKING |
| Minimum Opening Balance | $100 | $100 | $100 |
| Monthly Service Charge | $7 | $10 | $10 |
| Minimum Daily Balance or Requirement to Avoid Monthly Service Charge | $1,500 | $2,500 Service charge waived for Non-Profit Organizations |
None |
| Earns Interest and/or Earnings Credit | None | Earns interest for Sole Proprietorship and Non-Profit Organization | Earnings Credit |
| Transaction Item Limit | 150 | 250 | None |
| Price per Item after Transaction Limit | $0.20 | $0.20 | Charged per fee schedule |
| Online Services, Mobile Banking, and Bill Pay | Yes | Yes | Yes |
Business Savings Account Features And Account Types
| ACCOUNT FEATURES | BUSINESS SAVINGS | BUSINESS MONEY MARKET | BUSINESS MONEY MARKET PLUS |
| Minimum Opening Balance | $100 | $100 | $100 |
| Monthly Service Charge | $5 | $10 | $10 |
| Minimum Daily Balance Requirement to Avoid Monthly Service Charge | $500 | $1,000 | $5,000 |
| Earns Interest and/or Earnings Credit | Yes | Tiered interest rate | Tiered interest rate |
| Transaction Limitations | Unlimited in-person and ATM withdrawals Limited to six (6) electronic withdrawals or transfers per statement cycle |
Unlimited in-person and ATM withdrawals Limited to six (6) electronic withdrawals or transfers per statement cycle |
Unlimited in-person and ATM withdrawals Limited to six (6) electronic withdrawals or transfers per statement cycle |
Personal Checking Account Features And Account Types
| ACCOUNT FEATURES | SIMPLE CHECKING | GREEN CHECKING | PREMIER CHECKING | ULTIMATE CHECKING | HAT TRICK CHECKING | HOME RUN CHECKING |
| Minimum balance or requirement to waive service charge | none | enroll in e-statements | minimum daily balance of $1,500 or current combined relationship of $5,000 and up or age 55 and older | Service charge waived with minimum daily balance of $10,000 and up | none | none |
| Service charge | $0 | $5 monthly | $8 monthly | $10 monthly | $0 | $0 |
| Interest | none | compounded daily paid monthly | compounded daily paid monthly | compounded daily paid monthly tiered at $25,000 | none | none |
| Additional features | Online services Mobile banking Bill pay Nationwide ATM access* |
Online services Mobile banking Bill pay Nationwide ATM access* |
SIMPLE CHECKING features plus: – Single standard style personal – checks – 50% waived fee on – 3×5 safe deposit box |
SIMPLE CHECKING features plus: – Any style personal checks – Waived fee for 3×5 safe deposit box – Waived cashier’s check fees – Waived stop payment fees |
SIMPLE CHECKING features plus: – Silvertips co-branded debit card – Silvertips Logo Checks – Two Flex Vouchers valid for a regular season home game** – 10% Off Silvertips Team Store purchase (with use of Silvertips debit card)** |
SIMPLE CHECKING features plus: – AquaSox co-branded debit card – AquaSox Logo Checks – Four single home game tickets** – Scarf and non-fitted hat** |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
*ATM surcharge waived up to $30 per month. **Consult with a personal banker for terms and conditions.
Personal Savings Account Features And Account Types
| ACCOUNT FEATURES | REGULAR SAVINGS | MONEY MARKET | MONEY MARKET PLUS |
| Minimum balance or requirement to waive service charge | $250 or age 18 or younger | $1,000 | $5,000 |
| Service charge | $5 monthly | $10 monthly | $10 monthly |
| Interest | compounded daily paid monthly |
compounded daily paid monthly |
compounded daily paid monthly |
| Additional features | debit card available certain transactions limited by regulation nationwide ATM access* |
debit card available certain transactions limited by regulation 1 box standard style checks per year nationwide ATM access* |
debit card available certain transactions limited by regulation standard style checks nationwide ATM access* |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
*ATM surcharge waived up to $30 per month. **Consult with a personal banker for terms and conditions.
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