Business Checking Account Features And Account Types
| ACCOUNT FEATURES | LOW-VOLUME CHECKING | BUSINESS CHECKING | ANALYSIS CHECKING |
| Monthly service charge | $7 | $10 | $10 |
| Minimum daily balance to waive monthly service charge | $1,500 | $2,500 1 | |
| Earns interest and/or earnings credit | None | ✔ 2 | ✔ 3 |
| Monthly transaction item limit | 150 | 250 | |
| Price per item after monthly transaction limit | $0.20 | $0.20 | Charged per fee schedule |
| Convenience banking features Online banking services, mobile banking, and bill pay |
✔ | ✔ | ✔ |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
1 Service charge waived for Non-Profit Organizations.
2 Earns interest for Non-Profit Organizations. Compounded daily, paid monthly.
3 Earnings credit.
| ACCOUNT FEATURES | LOW-VOLUME CHECKING |
| Monthly service charge | $7 |
| Minimum daily balance to waive monthly service charge | $1,500 |
| Earns interest and/or earnings credit | |
| Monthly transaction item limit | 150 |
| Price per item after monthly transaction limit | $0.20 |
| Convenience banking features Online banking services, mobile banking, and bill pay |
✔ |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
1 Service charge waived for Non-Profit Organizations.
2 Earns interest for Non-Profit Organizations. Compounded daily, paid monthly.
3 Earnings credit.
| ACCOUNT FEATURES | BUSINESS CHECKING |
| Monthly service charge | $10 |
| Minimum daily balance to waive monthly service charge | $2,500 1 |
| Earns interest and/or earnings credit | ✔ 2 |
| Monthly transaction item limit | 250 |
| Price per item after monthly transaction limit | $0.20 |
| Convenience banking features Online banking services, mobile banking, and bill pay |
✔ |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
1 Service charge waived for Non-Profit Organizations.
2 Earns interest for Non-Profit Organizations. Compounded daily, paid monthly.
3 Earnings credit.
| ACCOUNT FEATURES | ANALYSIS CHECKING |
| Monthly service charge | $10 |
| Minimum daily balance to waive monthly service charge | |
| Earns interest and/or earnings credit | ✔ 3 |
| Monthly transaction item limit | |
| Price per item after monthly transaction limit | Charged per fee schedule |
| Convenience banking features Online banking services, mobile banking, and bill pa |
✔ |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
1 Service charge waived for Non-Profit Organizations.
2 Earns interest for Non-Profit Organizations. Compounded daily, paid monthly.
3 Earnings credit.
Business Savings Account Features And Account Types
| ACCOUNT FEATURES | BUSINESS SAVINGS | BUSINESS MONEY MARKET | BUSINESS MONEY MARKET PLUS |
| Monthly service charge | $5 | $10 | $10 |
| Minimum daily balance to waive monthly service charge | $500 | $1,000 | $5,000 |
| Earns interest 1 | ✔ | ✔ 2 | ✔ 2 |
| Convenience banking features Online banking services, mobile banking, and bill pay |
✔ | ✔ | ✔ |
| Transaction Limitations | Unlimited in-person and ATM withdrawals
Limited to six (6) electronic withdrawals or transfers per statement cycle |
Unlimited in-person and ATM withdrawals
Limited to ten (10) electronic withdrawals or transfers per statement cycle |
Unlimited in-person and ATM withdrawals
Limited to ten (10) electronic withdrawals or transfers per statement cycle |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates. Consult with a personal banker for terms and conditions.
1 Compounded daily, paid monthly.
2 Tiered interest rate.
| ACCOUNT FEATURES | BUSINESS SAVINGS |
| Monthly service charge | $5 |
| Minimum daily balance to waive monthly service charge | $500 |
| Earns interest 1 | ✔ |
| Convenience banking features Online banking services, mobile banking, and bill pay |
✔ |
| Transaction Limitations | Unlimited in-person and ATM withdrawals
Limited to six (6) electronic withdrawals or transfers per statement cycle |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates. Consult with a personal banker for terms and conditions.
1 Compounded daily, paid monthly.
2 Tiered interest rate.
| ACCOUNT FEATURES | BUSINESS MONEY MARKET |
| Monthly service charge | $10 |
| Minimum daily balance to waive monthly service charge | $1,000 |
| Earns interest 1 | ✔ 2 |
| Convenience banking features Online banking services, mobile banking, and bill pay |
✔ |
| Transaction Limitations | Unlimited in-person and ATM withdrawals
Limited to ten (10) electronic withdrawals or transfers per statement cycle |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates. Consult with a personal banker for terms and conditions.
1 Compounded daily, paid monthly.
2 Tiered interest rate.
| ACCOUNT FEATURES | BUSINESS MONEY MARKET PLUS |
| Monthly service charge | $10 |
| Minimum daily balance to waive monthly service charge | $5,000 |
| Earns interest 1 | ✔ 2 |
| Convenience banking features Online banking services, mobile banking, and bill pay |
✔ |
| Transaction Limitations | Unlimited in-person and ATM withdrawals
Limited to ten (10) electronic withdrawals or transfers per statement cycle |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates. Consult with a personal banker for terms and conditions.
1 Compounded daily, paid monthly.
2 Tiered interest rate.
Personal Checking Account Features And Account Types
| ACCOUNT FEATURES | SIMPLE CHECKING | GREEN CHECKING | PREMIER CHECKING | ULTIMATE CHECKING | HAT TRICK CHECKING | HOME RUN CHECKING |
| Monthly service charge | $0 | $5 | $8 | $10 | $0 | $0 |
| Minimum daily balance or requirement to waive monthly service charge | $0 | E-statement enrollment | $1,500 or age 55 and older | $10,000 | $0 | $0 |
| Earns interest 1 | ✔ | ✔ | ✔ | |||
| Convenience banking features Online banking services, mobile banking, bill pay, debit card, and nationwide ATM access 2 |
✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Complimentary cashier’s checks | ✔ | |||||
| Complimentary stop payments | ✔ | |||||
| Up to $25 annual safe deposit box discount | ✔ | ✔ | ||||
| Complimentary personal checks | ✔ 3 | ✔ 4 | ✔ 5 | ✔ 6 | ||
| Additional features | Silvertips co-branded debit card
Two Flex Vouchers valid for a regular season home game 7 |
AquaSox co-branded debit card
Four single home game tickets 7 |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
1 Compounded daily, paid monthly.
2 ATM surcharge waived up to $30 per month.
3 Single standard style checks.
4 Any style of checks.
5 Silvertips logo checks.
6 AquaSox logo checks.
7 Consult with a personal banker for terms and conditions.
8 Subject to availability; merchandise received may vary.
| ACCOUNT FEATURES | SIMPLE CHECKING | GREEN CHECKING | PREMIER CHECKING |
| Monthly service charge | $0 | $5 | $8 |
| Minimum daily balance or requirement to waive monthly service charge | E-statement enrollment | $1,500 or age 55 and older | |
| Earns interest 1 | ✔ | ✔ | |
| Convenience banking features Online banking services, mobile banking, bill pay, debit card, and nationwide ATM access 2 |
✔ | ✔ | ✔ |
| Complimentary cashier’s checks | |||
| Complimentary stop payments | |||
| Up to $25 annual safe deposit box discount | ✔ | ||
| Complimentary personal checks | ✔ 3 | ||
| Additional features |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
1 Compounded daily, paid monthly.
2 ATM surcharge waived up to $30 per month.
3 Single standard style checks.
4 Any style of checks.
5 Silvertips logo checks.
6 AquaSox logo checks.
7 Consult with a personal banker for terms and conditions.
8 Subject to availability; merchandise received may vary.
| ACCOUNT FEATURES | ULTIMATE CHECKING | HAT TRICK CHECKING | HOME RUN CHECKING |
| Monthly service charge | $10 | $0 | $0 |
| Minimum daily balance or requirement to waive monthly service charge | $10,000 | $0 | $0 |
| Earns interest 1 | ✔ | ||
| Convenience banking features Online banking services, mobile banking, bill pay, debit card, and nationwide ATM access 2 |
✔ | ✔ | ✔ |
| Complimentary cashier’s checks | ✔ | ||
| Complimentary stop payments | ✔ | ||
| Up to $25 annual safe deposit box discount | ✔ | ||
| Complimentary personal checks | ✔ 4 | ✔ 5 | ✔ 6 |
| Additional features | Silvertips co-branded debit card
Two Flex Vouchers valid for a regular season home game 7 |
AquaSox co-branded debit card
Four single home game tickets 7 |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
1 Compounded daily, paid monthly.
2 ATM surcharge waived up to $30 per month.
3 Single standard style checks.
4 Any style of checks.
5 Silvertips logo checks.
6 AquaSox logo checks.
7 Consult with a personal banker for terms and conditions.
8 Subject to availability; merchandise received may vary.
| ACCOUNT FEATURES | SIMPLE CHECKING | GREEN CHECKING |
| Monthly service charge | $0 | $5 |
| Minimum daily balance or requirement to waive monthly service charge | $0 | E-statement enrollment |
| Earns interest 1 | ✔ | |
| Convenience banking features Online banking services, mobile banking, bill pay, debit card, and nationwide ATM access 2 |
✔ | ✔ |
| Complimentary cashier’s checks | ||
| Complimentary stop payments | ||
| Up to $25 annual safe deposit box discount | ||
| Complimentary personal checks | ||
| Additional features |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
1 Compounded daily, paid monthly.
2 ATM surcharge waived up to $30 per month.
3 Single standard style checks.
4 Any style of checks.
5 Silvertips logo checks.
6 AquaSox logo checks.
7 Consult with a personal banker for terms and conditions.
8 Subject to availability; merchandise received may vary.
| ACCOUNT FEATURES | PERMIER CHECKING | ULTIMATE CHECKING |
| Monthly service charge | $8 | $10 |
| Minimum daily balance or requirement to waive monthly service charge | $1,500 or age 55 and older | $10,000 |
| Earns interest 1 | ✔ | ✔ |
| Convenience banking features Online banking services, mobile banking, bill pay, debit card, and nationwide ATM access 2 |
✔ | ✔ |
| Complimentary cashier’s checks | ✔ | |
| Complimentary stop payments | ✔ | |
| Up to $25 annual safe deposit box discount | ✔ | ✔ |
| Complimentary personal checks | ✔ 3 | ✔ 4 |
| Additional features |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
1 Compounded daily, paid monthly.
2 ATM surcharge waived up to $30 per month.
3 Single standard style checks.
4 Any style of checks.
5 Silvertips logo checks.
6 AquaSox logo checks.
7 Consult with a personal banker for terms and conditions.
8 Subject to availability; merchandise received may vary.
| ACCOUNT FEATURES | HAT TRICK CHECKING | HOME RUN CHECKING |
| Monthly service charge | $0 | $0 |
| Minimum daily balance or requirement to waive monthly service charge | $0 | $0 |
| Earns interest 1 | ||
| Convenience banking features Online banking services, mobile banking, bill pay, debit card, and nationwide ATM access 2 |
✔ | ✔ |
| Complimentary cashier’s checks | ||
| Complimentary stop payments | ||
| Up to $25 annual safe deposit box discount | ||
| Complimentary personal checks | ✔ 5 | ✔ 6 |
| Additional features | Silvertips co-branded debit card
Two Flex Vouchers valid for a regular season home game 7 |
AquaSox co-branded debit card
Four single home game tickets 7 |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates.
1 Compounded daily, paid monthly.
2 ATM surcharge waived up to $30 per month.
3 Single standard style checks.
4 Any style of checks.
5 Silvertips logo checks.
6 AquaSox logo checks.
7 Consult with a personal banker for terms and conditions.
8 Subject to availability; merchandise received may vary.
Personal Savings Account Features And Account Types
| ACCOUNT FEATURES | REGULAR SAVINGS | MONEY MARKET | MONEY MARKET PLUS |
| Monthly service charge | $5 | $10 | $10 |
| Minimum daily balance or requirement to waive monthly service charge | $250 or age 18 and younger | $1,000 | $5,000 |
| Earns interest 1 | ✔ | ✔ | ✔ |
| Convenience banking features Online banking services, mobile banking, bill pay, debit card, and nationwide ATM access 2 |
✔ | ✔ | ✔ |
| Complimentary personal checks | ✔ 3 | ✔ 4 | |
| Transaction Limitations | Unlimited in-person and ATM withdrawals
Limited to six (6) electronic withdrawals or transfers per statement cycle |
Unlimited in-person and ATM withdrawals
Limited to ten (10) electronic withdrawals or transfers per statement cycle |
Unlimited in-person and ATM withdrawals
Limited to ten (10) electronic withdrawals or transfers per statement cycle |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates. Consult with a personal banker for terms and conditions.
1 Compounded daily, paid monthly.
2 ATM surcharge waived up to $30 per month.
3 One box standard style checks per year.
4 Standard style checks.
| ACCOUNT FEATURES | REGULAR SAVINGS |
| Monthly service charge | $5 |
| Minimum daily balance or requirement to waive monthly service charge | $250 or age 18 and younger |
| Earns interest 1 | ✔ |
| Convenience banking features Online banking services, mobile banking, bill pay, debit card, and nationwide ATM access 2 |
✔ |
| Complimentary personal checks | |
| Transaction Limitations | Unlimited in-person and ATM withdrawals
Limited to six (6) electronic withdrawals or transfers per statement cycle |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates. Consult with a personal banker for terms and conditions.
1 Compounded daily, paid monthly.
2 ATM surcharge waived up to $30 per month.
3 One box standard style checks per year.
4 Standard style checks.
| ACCOUNT FEATURES | MONEY MARKET |
| Monthly service charge | $10 |
| Minimum daily balance or requirement to waive monthly service charge | $1,000 |
| Earns interest 1 | ✔ |
| Convenience banking features Online banking services, mobile banking, bill pay, debit card, and nationwide ATM access 2 |
✔ |
| Complimentary personal checks | ✔ 3 |
| Transaction Limitations | Unlimited in-person and ATM withdrawals
Limited to ten (10) electronic withdrawals or transfers per statement cycle |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates. Consult with a personal banker for terms and conditions.
1 Compounded daily, paid monthly.
2 ATM surcharge waived up to $30 per month.
3 One box standard style checks per year.
4 Standard style checks.
| ACCOUNT FEATURES | MONEY MARKET PLUS |
| Monthly service charge | $10 |
| Minimum daily balance or requirement to waive monthly service charge | $5,000 |
| Earns interest 1 | ✔ |
| Convenience banking features Online banking services, mobile banking, bill pay, debit card, and nationwide ATM access 2 |
✔ |
| Complimentary personal checks | ✔ 4 |
| Transaction Limitations | Unlimited in-person and ATM withdrawals
Limited to ten (10) electronic withdrawals or transfers per statement cycle |
All accounts require a $100 minimum opening deposit. Refer to rate sheet for current rates. Consult with a personal banker for terms and conditions.
1 Compounded daily, paid monthly.
2 ATM surcharge waived up to $30 per month.
3 One box standard style checks per year.
4 Standard style checks.
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